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Industry playbook · 01

Indian restaurants

Family-run kitchens, lunch buffets, catering for weddings and festivals — and owners with financial ties to India. We understand both the restaurant and the family behind it.

Where the details matter

What makes this business different

01

Catering and event sales

Large catering orders, deposits and off-site events need the right sales tax treatment and clean revenue tracking.

02

Service charges vs. tips

Automatic gratuities on large parties are wages, not tips — they're handled differently for payroll and don't count toward the tip credit.

03

Imported ingredient costs

Spices, rice and specialty items swing in price. Monthly food-cost tracking keeps menu prices ahead of your costs.

04

Accounts and income in India

NRE/NRO accounts, fixed deposits, mutual funds and property in India raise FBAR, FATCA and PFIC questions.

A typical engagement

What working with us looks like

Case file · 01Tip credit

A two-location Indian restaurant claims the tip credit it had been missing

Servers reported their tips correctly, but the owner had never claimed the FICA tip credit on Form 8846.

What we did

  1. 1Reviewed payroll and tip reports for every open year
  2. 2Calculated creditable tips above the $5.15 minimum-wage threshold
  3. 3Filed amended returns and added the credit going forward

The result

Roughly $15,000 a year in credits that had been left on the table.

≈ $15k / yr

Illustrative examples based on common situations — not specific client results.

FAQ

Common questions

Are automatic gratuities on large parties tips?

No. The IRS treats mandatory service charges as wages, not tips. They're subject to payroll withholding and don't count toward the FICA tip credit.

Is interest on my NRE account taxable in the U.S.?

Yes. NRE interest is tax-free in India but is taxable income for U.S. residents, and the account itself may need to be reported on an FBAR.

Let's take the first step toward financial clarity.

Tell us about your business and we'll get back to you with clear next steps — no obligation.